ToolDox

Lloyds and delegated authority workflows

London Market Insurance Tools

ToolDox is building a practical layer for insurance operations: bordereaux checks, property schedule cleanup, loss-run review, claims analytics, and exposure analysis. The tools are browser-based so brokers, coverholders, analysts, and students can test files without uploading sensitive data to a server.

Bordereaux quality

Check required fields, duplicate references, binder-period dates, and premium or claim amount issues before files move through a market process.

Property exposure

Clean schedule of values files so addresses, countries, TIV, occupancy, and construction fields are ready for underwriter questions.

Claims story

Turn loss runs into a clearer renewal narrative: claim frequency, severity, open reserves, large losses, and driver lines.

Submission readiness

Score the full pack before market review so data gaps, duplicates, date issues, and weak narratives are visible early.

Tools in this cluster

ISR
Insurance Submission Readiness Score
Score an SOV, loss run, bordereaux, or renewal pack before market review and get practical underwriter follow-up prompts.
BDX
Bordereaux Validator
Upload premium or claims bordereaux and check required fields, binder dates, duplicates, premium totals, and data-quality issues before market submission.
SOV
Schedule of Values Cleaner
Clean property schedules of values, detect missing addresses, duplicate locations, weak construction data, and concentration risk across major insurance markets.
LR
Loss Run Analyzer
Upload insurance loss runs to analyze claim frequency, severity, open reserves, loss ratio, large losses, and renewal discussion points by line or territory.
AI
AI Insurance Gap Mapper
Map AI use cases to possible cyber, E&O, D&O, crime, media, product liability, and silent-AI insurance gaps.
📋
Claims Analytics Dashboard
Upload claims data, track frequency and severity, and compare open claims, incurred cost, and reserve pressure by region or line of business.
⚠️
Risk Exposure Estimator
Estimate operational insurance exposure using payroll, revenue, property values, vehicles, cyber records, and regional market context.
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Insurance Comparison Workspace
Compare carriers across premium, deductible, coverage fit, claims handling, and service quality in one insurance comparison workspace.

London Market guides