Claims Bordereaux Validation Checklist

A claims bordereaux should explain claim activity clearly enough for claims teams, delegated authority managers, brokers, and carriers to understand what has happened and what remains open.

Required claim identifiers

Check claim reference, policy reference, insured name, and line of business. Missing identifiers make claims hard to reconcile against premium or policy records.

Date checks

Validate loss date, notification date, and reporting date where available. Dates outside the binder or reporting period should be explained before submission.

Financial checks

Review paid, reserve, and incurred values. Incurred should normally reconcile with paid plus reserve unless the template defines it differently.

Status and closure checks

Open and closed status should be explicit. Closed claims with reserves or open claims with zero incurred values need review.

Download and validate

Use the claims bordereaux template, then run the file through the Bordereaux Validator.