Loss Run Analyzer
Upload insurance loss runs and analyze claim count, severity, reserves, large losses, and loss ratio before renewal or submission.
| Line of business | Claims | Incurred | Reserve |
|---|---|---|---|
| Property | 1 | $64,000 | $0 |
| Cyber | 1 | $63,000 | $41,000 |
| General Liability | 1 | $30,000 | $18,000 |
| Auto | 1 | $8,400 | $0 |
Private by design
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Use responsibly
Insurance and business outputs are decision-support prompts, not quotes, coverage opinions, legal advice, or underwriting decisions.
Free access
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What this loss run analyzer is for
Loss runs are one of the most important documents in commercial insurance renewal work. This tool turns a claims history spreadsheet into a first-pass view of frequency, severity, open reserves, large losses, and renewal talking points.
How brokers and risk teams can use it
Use the results before renewal meetings, underwriting submissions, claims reviews, or internal risk discussions. The tool helps you identify whether the account story is driven by many small claims, a few severe losses, open reserves, or one line of business.
Country and market coverage
The analyzer is built for major commercial insurance workflows including UK, London Market, EU, US, and Australia. It avoids country-specific legal conclusions and focuses on the core claims metrics that travel across markets.
Before and after example
A raw loss run might list claims without making the story obvious. The analyzer turns that file into renewal notes: open reserves, large losses, total incurred, average severity, loss ratio, and the line of business driving the cost. That gives a broker or risk team a cleaner first draft before they write renewal commentary.
Templates and renewal preparation
Start with the loss run CSV template, then read how to prepare loss runs for commercial insurance renewal and how to explain large losses at renewal.