Open UK insurance tools
UK Insurance Renewal Checklist
A good UK commercial insurance renewal starts before the quote arrives. The cleaner your schedules, claims history, exposure data, and explanation notes are, the easier it is for brokers and underwriters to review the account without avoidable back-and-forth.
Documents to prepare
- Current policy schedule, renewal date, limits, excesses, endorsements, and key exclusions.
- Updated schedule of values with addresses, occupancy, construction, sums insured, and territory fields.
- Loss runs or claims history with paid, reserve, incurred, open/closed status, and claim descriptions.
- Turnover, payroll, vehicle count, employee count, and material business changes.
- Large-loss notes, risk-control changes, and any broker market-testing instructions.
ToolDox workflow
Start with the Insurance Renewal Dashboard, clean the property file with the SOV Cleaner, review claims with the Loss Run Analyzer, and run the Submission Readiness Score before sending the pack.
Common renewal risks
Weak UK renewal packs usually fail because values are stale, claims are unexplained, exposure changes are vague, or a premium increase is challenged without evidence. Use the Premium Change Analyzer to separate inflation, claims, policy changes, and market pressure.