ToolDox
Business

Bordereaux Validator

Validate premium and claims bordereaux for missing fields, duplicates, binder period issues, and amount problems before sending files to market.

Drop bordereaux CSV/XLSX here
Current file: sample-premium-bordereaux.csv
Download premium templateDownload claims template
Readiness score
58%
Needs cleanup before submission
Rows checked
3
Bordereaux records
Total amount
£27,100
Gross premium total
Issues found
4
1 high-row hits
Market interpretation
United Kingdom context: UK renewals are often influenced by repair inflation, liability cost trends, and broker market testing at renewal. For London Market and delegated authority files, treat this as an early quality check before formal template or system validation.
binder_periodHigh - 1 rows
Rows fall outside the selected binder or reporting period.
amountMedium - 1 rows
Gross premium is zero, negative, or not readable.
duplicate_referenceMedium - 1 rows
Duplicate references found. Confirm whether these are endorsements, corrections, or duplicate rows.
insured_nameMedium - 1 rows
Missing insured or policyholder name.
Read the bordereaux guideLondon Market tools

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What the bordereaux validator checks

Bordereaux files are often exchanged as spreadsheets between coverholders, brokers, TPAs, carriers, and London Market teams. This validator checks the practical problems that slow those workflows down: missing policy or claim references, blank insured names, out-of-period dates, duplicate rows, negative or invalid amounts, and missing country or territory fields.

Why this matters for London Market and delegated authority work

London Market and delegated authority reporting depends on structured, consistent data. A bordereaux can look complete in Excel but still fail review because the binder period, transaction dates, premium fields, or claims references do not line up. Running a first-pass check before sending the file helps reduce rework.

Supported workflows

The tool is designed for premium bordereaux, risk bordereaux, and claims bordereaux across UK, London Market, EU, US, and Australian commercial insurance workflows. It is intentionally flexible because column names vary between bordereaux templates.

Important limitations

This checker does not replace a carrier bordereaux template, Lloyds reporting requirement, local tax review, or binding authority contract wording. It is a browser-based data-quality tool that helps you find common issues earlier.

Before and after example

A messy premium bordereaux might include a duplicated policy reference, a blank insured name, a transaction date outside the binder period, and a negative premium adjustment with no explanation. The validator flags those rows, groups the issues by severity, and lets you export a CSV report so the file owner can fix the references, dates, premium values, and missing names before the bordereaux is sent onward.

Templates and field guidance

Use the insurance spreadsheet templates page for premium and claims bordereaux CSV starters, required fields, and common column aliases. For a deeper comparison, read premium bordereaux vs claims bordereaux.

Related insurance operations pages